This comedy came out in 1963 and got rave reviews, I think we could have a 2021 sequel! This morning I read an article on DOGECOIN INSANITY. Dogecoin is a cryptocurrency that was started as a JOKE last year and was priced at a fraction of a penny, today it is priced at $.59 and is up 7000% in the past year. It’s market capitalization of over $ 77 Billion which is more than Federal Express, Ford Motor and most all other companies. How can
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When making a decision that one might have to live with for 30 years or longer and at a cost that might exceed $500,000 it might make sense to explore all the options and consequences of that decision before actually pulling the trigger! But is amazes me on a weekly basis how many American’s make a decision on when and how to claim Social Security without understanding the long-term consequences of that decision! Many individuals make the decision based upon the ability to claim ASAP
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There is an old saying “when it rains, it pours” I’m not knocking rain we are in dire need of several inches or more. However, 3 times in the last 2 weeks different issues regarding marriage and Social Security benefits have arisen that merit this month’s newsletter. Case #1 What is a Common Law Marriage and how does it affect Social Security Benefits Last week I was referred to a woman who lost your Common Law husband and wanted to determine if she qualified
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Last week besides the historic cold front that we experienced, Rush Limbaugh passed away at 70 & 1 month. Had he delayed claiming Social Security until age 70, he wouldn’t even have collected 1 check before passing away! One might surmise that he should have claimed as early as possible which would have been 66 since he continued working up until his death. As I’ve always say “if you tell me your check out date, I’ll tell you when to file for benefits.” Now since
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Just as no two individuals are the same, so too must advice be tailored to the individual. When the only Certainty in Life is Uncertainty and when everyone has a different Check out Date, it’s imperative that each recommendation on How and When to Claim Social Security Benefits be specifically tailored to the individual and their unique circumstances! Recently I’ve had a couple of situations that validated this truth. Case Study #1 – Minor Children Joe is 65 and currently claiming benefits under SSDI of
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Well at least 2020 will not soon be forgotten! As we start a New Year and a new political party takes over at the White House (maybe) we need to project how the events of 2020 might affect Social Security in 2021 and beyond! Social Security Tax Limit / Withholding Taxes The Good News is the rate stayed the same 6.2% the Bad News is that the Social Security Wage Base goes from $137,700 to $142,800. Thus, a higher earner in 2021 will pay $8,853.60
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January 2018 I had an old boss that once told me “every presentation you make, you should be able to do on a bar napkin and if you can’t, you should stay in the bar until you can!” This advice is more important today than ever in that there is so much information available from so many different sources and sites and one does not know what is valuable, insightful, misleading, too confusing or just plain wrong! I just googled the word; RETIREMENT there are
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March 2019 February 2019 January 2019 December 2018 November 2018 October 2018 September 2018 August 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 November 2017 September 2017 “Hurricane Harvey” August 2017 June 2017 April 2017 March 2017 February 2017 January 2017 December 2016 November 2016 October 2016 September 2016 August 2016 July 2016 June 2016 May 2016 April 2016 March 2016 February 2016 December 2015 November 2015 October 2015 August 2015 July 2015 June 2015 April 2015 March 2015 February 2015 January 2015
